Commercial & Truck Finance

Keep the business moving. Our team arranges finance for work vehicles, trucks, trailers, yellow goods and equipment. Talk to your accountant about the tax treatment, and to us about the finance.

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  • Finance Brokers Association of AustraliaFBAA MemberM-361065
  • Australian Financial Complaints AuthorityAFCA Member117883
  • Optimise — AFAS Group Pty LtdCr. Rep. 572450Authorised under AFAS Group Pty Ltd (ACL 414426)

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Loan Calculator

This is an estimate only, not a quote or an offer of credit. Actual rates, fees and repayments depend on the lender and your circumstances. All applications are subject to lender assessment and approval.Get your personalised quote

How It Works

1

Tell us what you need

Use our flow tool or call us directly. Obligation-free.

2

We compare your options

We match your situation to lenders on the panel that suit it.

3

We come back with options

Timing depends on the lender and your application. We handle the paperwork.

What We Finance

Rigid and semi-truck finance
Trailer and B-double finance
Yellow goods and excavator loans
Concrete pumps and heavy plant
Farm equipment finance
Chattel mortgage, finance lease, operating lease
New and used commercial assets
Start-ups and franchise business finance

Frequently Asked Questions

What is a chattel mortgage?

A chattel mortgage is a common commercial finance product where you own the asset from day one and claim depreciation and interest as tax deductions.

Can a new business get commercial finance?

Yes. We work with lenders who consider new businesses, especially where the principals have strong credit histories or asset backing.

Do you do low-doc commercial loans?

Yes. Several lenders on our panel offer low-doc and alt-doc options for self-employed and ABN holders.

How fast can commercial approvals happen?

It varies with the lender and the strength of the documentation. Clean, complete paperwork moves fastest, and we will tell you what is realistic for your situation.

Can I finance a private sale?

Yes. We work with lenders who fund private sales, not just dealer or showroom purchases, so you can buy from wherever you find the right one for you.

What information do I need to apply?

Usually just photo ID, recent payslips or bank statements, and the details of the asset you want to buy. For self-employed applicants, a couple of recent tax returns or BAS statements help. We will tell you exactly what is needed for your situation.

Can everything be completed remotely?

Yes. The entire process, from quote to approval and signing, can be done online or over the phone. You never need to visit an office.

Ready to Apply?

Obligation-free enquiry. Obligation-free. Send us an enquiry online.

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